Skip to content
Rates for Oct–Dec 2026PPF 7.1%Sukanya 8.2%SCSS 8.2%NSC 7.7%KVP 7.5%MIS 7.4%RD 6.7%All rates and limits
CalcTortoise

Step-by-step money guides

Each guide answers one question. Enter your numbers once and they flow through several calculators in order, ending with a short plan you can share.

  1. Can I afford this home loan without regret?

    Three numbers: your salary, the price, and your own money. See your EMI and whether the house is safe to buy.

    Uses: Home Loan Eligibility CalculatorEMI CalculatorLoan Rate Change CalculatorRent vs Buy CalculatorHome Loan Prepayment Calculator

  2. My EMI feels too heavy — what can I do?

    Enter your loan as it stands today. See which way out saves you the most.

    Uses: EMI CalculatorLoan Rate Change CalculatorHome Loan Prepayment CalculatorGold Loan CalculatorPrepay or Invest Calculator

  3. Income tax this year: which regime, and how much in hand?

    Enter your CTC and rent. See which regime leaves you more in hand this year.

    Uses: In-Hand Salary CalculatorIncome Tax Calculator 2026-27HRA CalculatorNPS Calculator

  4. Starting a SIP: what does waiting cost you?

    Enter your monthly SIP and your age. See what starting now is worth — and what waiting costs.

    Uses: SIP CalculatorStep-up SIP CalculatorPPF CalculatorGoal Planner

  5. Will my money last after I retire?

    Enter your age, expenses and savings. See whether your money lasts.

    Uses: Retirement PlannerSWP CalculatorSCSS CalculatorEPF Calculator

  6. Need money fast: gold loan, personal loan or credit card?

    Enter how much you need and for how long. See the cheapest way to borrow.

    Uses: Gold Loan CalculatorPersonal Loan CalculatorEMI Calculator